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Mortgage and property market
Practical guides to buy, finance and manage your property in Switzerland.
November 1, 2026SARON or fixed rate: how to choose your mortgageTwo opposite logics: pay the market day by day, or lock in your rate. The criteria to decide.Read ›
October 28, 2026How much can I borrow? The one-third rule explainedOwn funds, 5% theoretical rate, amortisation: a worked example of what banks calculate.Read ›
October 21, 2026Own funds: 2nd pillar, 3rd pillar, gifts… where can the deposit come from?Accepted sources, limits and tax pitfalls to know before buying.Read ›
October 14, 2026Direct or indirect amortisation: what difference for your budget and taxes?Repaying the debt or feeding a 3rd pillar: mechanisms, advantages and limits.Read ›
October 7, 2026Which fixed-rate term to choose? Staggering maturities2, 5, 10 or 15 years: how to split your debt to limit renewal risk.Read ›
September 30, 2026Swiss property market: 5 indicators to follow before buyingRates, housing supply, jobs, demographics, location: reading the market without being led by noise.Read ›
